• Review mortgage instructions for refinancing.
• Conduct and review title searches for any defects in the title.
• Conduct and review writ searches and execution searches.
• Secure title insurance and all correspondence with the title insurance company.
• Review mortgage instructions.
• Draft all mortgage documents
• Register mortgage documents.
• Extensive correspondence with the lenders and banks.
• Receive mortgage funds.
• Review certificate of insurance.
• Meet with client to explain and sign all legal documents
• Close the refinance transaction and securely transfer the funds
• Register mortgage on title
• Open the refinance file and access to client portal
• Report to client, lender & realtor about closing
• One in person appointment or remote signing on zoom
• After office hours appointment.

CLOSING COSTS &  NOT INCLUDED IN FEES;

• Title Insurance (as per Invoice)
• Registration Costs/ per Mortgage;
• Software Charges;
• Flat disbursements cost, title searches, writ searches, execution searches, bank charges, courier charges etc.

CALCULATE YOUR COSTS

• Acting for you in matters relating to your purchase of the property
• Review the Agreement of Purchase and Sale
• Conduct and review title searches for any defects in the title Submit requisitions on the title and review the responses
• Search for arrears of taxes and obtaining a certificate
• Confirm that utilities were in satisfactory standing and arranging for meters be read
• Search for executions
• Examine the draft deed
• Review the statement of adjustments
• Reviewing the documentation provided by the builder including warranties, declarations and vendor’s and purchaser’s undertakings, and verifying enrolment with Tarion Warranty Corporation
• Draft documents and statements in accordance with Land Transfer Tax Act
• Correspondence with the Condominium Corporation and obtain a Status Certificate and Certificate of Insurance and review the same
• Meet with client to explain and sign all legal documents
• One in person appointment or remote signing on zoom
• Close the transaction and securely transfer funds
• Register transfer

OTHER CLOSING COSTS

• Software charges ;
• Disbursements includes one title search

CALCULATE YOUR COSTS

• Complete the required documents and gather the supporting documents
• Obtain appropriate legal advice for the tax and other implications of the title transfer
• Review the forms for completeness and accuracy
• Perform title searches
• Obtain title insurance
• Update the contents and fire insurance policy
• Update ownership records in the utility bills
• Advise current mortgage lender of the title changes
• Get the title change documents registered and report them to the clients
• Send information to the city’s tax department and condo property management of changes in ownership

CLOSING COSTS NOT INCLUDED IN FEES

• Software charges
• Flat disbursements cost – includes one title search
• Registration Fee

CALCULATE YOUR COSTS

• Review mortgage instructions for refinancing.
• Conduct and review title searches for any defects in the title.
• Conduct and review writ searches and execution searches.
• Secure title insurance and all correspondence with the title insurance company.
• Review mortgage instructions.
• Draft all mortgage documents
• Register mortgage documents.
• Extensive correspondence with the lenders and banks.
• Receive mortgage funds.
• Review certificate of insurance.
• Meet with client to explain and sign all legal documents
• Close the refinance transaction and securely transfer the funds
• Register mortgage on title
• Open the refinance file and access to client portal
• Report to client, lender & realtor about closing
• One in person appointment or remote signing on zoom
• After office hours appointment.

OTHER CLOSING COSTS 

• Title Insurance (as per Invoice)
• Registration Costs/ per Mortgage
• One Mortgage payout with a Tier 1 bank
• Software & office disbursements
• Flat disbursements cost includes one title search

CALCULATE YOUR COSTS